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How to Opt Out from Pre Screened Credit offers and Prevent Identity Theft
By Paul Rushing | July 16, 2007
Opting out from prescreened credit offers is quite simple. To Opt Out you just need to call 888-567-8688. This will remove your name from prescreened credit offers. By calling that number it will remove your name from the offers for a period of two years. Keep in mind the credit bureaus will not send you a card like your dentist and remind you that it is time to re Opt Out. You must remember to do it yourself. Also there is no safeguard that you do not get opted back in involuntary unless you use a credit monitoring service. The cost of these services are inexpensive and we recommend Equifax 3 in 1 Gold monitoring service as well as Life Lock.
The nice thing about using these services together is Life Lock provides a $1,000,000 guarantee if your Identity gets stolen and Equifax provides you with email updates if there is any change to your credit report. Life Lock also makes sure you stay opted out from prescreened offers.
Here are the addresses to the credit bureaus if you do not wish to use the Opt Out number. If you mail in your request make sure you do it certified mail return receipt requested. That way you have a record of the credit bureaus receiving it in-case you continue to receive prescreened offers.
Experian -
888-397-3742
PO Box 9532
Allen Tx, 75013
Equifax -
800-525-6285
PO Box 740241
Atlanta Ga, 30374-0241
TransUnion -
800-680-7289
Fraud Victim Assistance Department
PO Box 6790
Fullerton Ca, 92634-6790
Topics: Protection, Prevention |